During and after the Great Recession of 2008-09, many mortgage brokers, most not well capitalized, disappeared. But a few hung in there, and a decade later, in the midst of the ongoing COVID-19 crisis, brokers including the professionals at An Opportune, Inc., are still here to serve homebuyers. Prior to the Great Recession, brokers accounted […]
There used to be a time not very long ago when we crossed the street to greet a neighbor. Now we greet a neighbor from a safe distance, from the opposite side of the street. The New Normal dictates new rules, and social distancing is one of them. We must beware of every person; everyone […]
One of the most important aspects of the mortgage loan process is selecting the best mortgage product – because if you pick a loan that does not fit your own unique situation and requirements, you could end up being saddled with unnecessary expense. At An Opportune, Inc. we will work with you to make sure […]
Coronavirus is not a joke. People are emptying store shelves to stock up on canned tuna, drinking water and toilet paper. Suddenly people are associating the current crisis with the Black Plague, Spanish Flu of 1918 and photos of empty shelves in Venezuelan supermarkets. The current crisis is real – and we may have to deal with it for a while. But what does it mean when […]
I am truly surprised when I read what are supposed to be reputable websites (no, I will not name names) that say homeowners with mortgage loans should not refinance until there is at least a 2 percent drop in the interest rate. This is nonsense! Every case is different, and the same standards should not […]
1) Not obtaining pre-approval before buying a home This can amount to a cardinal sin when buying a home. Imagine that you are the seller. You receive two offers on your property. One includes a letter of pre-approval and the other does not. Which one would you take – even if the offer with the […]
Buying your first home can be a stressful experience, but it doesn’t have to be if you anticipate issues that will come up and plan ahead. How much can you afford? What type of mortgage loan do you need? What is your credit score? Do you qualify for a loan based on your income? All […]
Today first-time buyers can tap into programs that ease the financial path toward home ownership. At An Opportune, Inc., we’re ready to assist you in making the dream of owning your home come true by helping you navigate the following loan programs. Below you will find some of the best programs for first-time home buyers. FHA Loans […]
Buying our first home is a major milestone that many of us dream of. If you are buying a home for the first time, then there are many things you need to consider. In this article, we at An Opportune, Inc., offer the best tips to make the home-buying process as simple and effective as […]
By Eugene Salganik President, An Opportune, Inc. One of the more anti-mortgage broker CEOs, Jamie Dimon of J.P. Morgan Chase, told CNBC in 2009 that one of his major regrets in life was that he had not closed down the mortgage-brokerage operation at Chase sooner. I agree with him – but not on every point […]
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